How Do I Increase My Credit Score?

How Do I Increase My Credit Score?

Pay your bills on time. Make frequent and consistent payments. Ask for a higher credit limit while keeping your balance the same. This shows you’re not using the full amount you’re approved for, which reflects responsible credit use. Fix errors on your...
Understanding a Credit Report

Understanding a Credit Report

Your credit report helps lenders (like banks and credit card companies) determine how likely you are to pay your monthly payments on time.   A credit report tells lenders: The loans or credit cards you have and how much you still owe. How consistent you are with...
What is a Traditional IRA?

What is a Traditional IRA?

A Traditional IRA is an Individual Retirement Account where you don’t pay taxes on the money until you take it out. Things You Should Know About Traditional IRA’s: Most Traditional IRA’s have rules about how old you have to be and how long you need...
What is a Roth IRA?

What is a Roth IRA?

A Roth IRA is an Individual Retirement Account that allows you to pay taxes on the money you invest now, so you don’t have to pay taxes on it later. Things You Should Know About Roth IRA’s: Most Roth IRA’s have rules about how old you have to be and...
Why is my Credit Score Important?

Why is my Credit Score Important?

A banks and other lenders use your credit score to determine how risky you are to loan money to. A good credit score can help you get better interest rates on loans. A good credit score can help you get great deals on credit cards, insurance premiums, apartments, and...