What is a Debit Card?

What is a Debit Card?

A debit card is a plastic card that helps you quickly access the funds in your bank account through an ATM or by making purchases. A debit card is protected by a pin number that you have to enter when accessing your account through an ATM and sometimes when making a...
I’m a Student, Can I Open a Bank Account?

I’m a Student, Can I Open a Bank Account?

The answer in most cases is, yes. When looking for a student bank account, make sure you find one that will meet your needs. Here are some things to think about: What kind of fees do they charge if you overdraft, or spend more than you have in your account? Some banks...
Is My Money Safe in a Bank Account?

Is My Money Safe in a Bank Account?

Keeping money in a bank account is safe because most accounts are insured for up to $250,000 by the federal government. Benefits of using a bank account: You have more protection against fraud and accidental charges. Direct deposit into your account means money you...
What is Bill Pay?

What is Bill Pay?

Bill pay is an online feature some banks have that allows you to pay bills online, right from your bank account. Some Benefits of Bill Pay: Bill pay is usually free to use when you have a checking account. It helps you avoid late fees by keeping track of your bills...
What is a Savings Account?

What is a Savings Account?

A savings account is a type of bank account that you use to store money that you don’t need on a daily basis. Things You Should Know About Savings Accounts: You can earn interest on the money in your account. There is usually a limit to how often you can take...